Archive for Finance

Is LifeLock A Reliable ID Theft Protection Company?

lifelock logoLifeLock is a company popular for providing outstanding theft protection services. Identity theft is becoming rampant these days, which just explains why their own services are very needed. With the personal and financial details stolen, criminals can pursue their fraudulent activities using the identity of victims. This bogus activity usually causes victims issues with their finances. This just shows how beneficial their services are. To be more convinced, take a look at why LifeLock reviews are always positive.

Safeguarding from Identity theft

An identity thief has the capability to steal data from folks invisibly through using modern tactics. To prevent such occurrence, LifeLock security teams are committed to guarding your personal information. When they have detected suspicious activities taking place, they will immediately alert you. This is quite useful for those who have credit cards. You do not want to be swamped down by debts because your credit card information was hacked. This will also make your credit score to decrease. The company makes it sure that clients will experience satisfaction with their services; this is why every LifeLock review they receive is positive.

Over 10,000 websites are notable for doing criminal activities over the web. You have the right to utilize the Black market website scanning feature of the company if you acquire LifeLock’s security plan. This will notify you if ever phony websites try to access your personal data. Therefore, before something unpleasant happens to your account, you can already do something beforehand.

Major areas affected by identity theft

Pre-approved store accounts and credit cards have been victims of an identity thief. Thus, your name in any preapproved list is being removed to guarantee security. The security team is also responsible in overseeing your credit score. When you observe your credit score abruptly decreases, then there’s an opportunity that somebody is playing around with your personal credit details.

Reasons for opting for lifelock services

The monthly expense of lifelock services is yet another reason customers provide them good LifeLock review. They give high-quality services at a cost that is relatively cost-effective. The company has a variety of service plans, and customers have the liberty to select which plan fits their budget. What’s even wonderful is on the first 30 days of your subscription, they will provide their services totally free. Discounts can also be acquired when you have some of their promo codes. If you want to get their promos, feel free to check out their official site.

Other companies also offer lifelock identity theft services. In fact, most of them are also providing such services at very affordable rates. However, LifeLock is still the greatest company having high-quality service; that’s the reason people find them preferable. The data about them is really overwhelming. Hence, it’s about time for you to try their own services first-hand.

Credit Repair Tips That Really Work

credit repair agencyMany people never improve their credit score because they believe the myth that there is nothing they can do but wait. While time can help to ease some of the strain of your credit score, it will not truly help build it back up. There are actually proactive measures you can take on your own to help repair your credit. In addition, there are a few legal avenues you can explore on your own or with the help of a lawyer to help boost your score. The following are just a few credit repair tips that can get you started now on a better future.

Gather All Free Information First

The very first thing you need to do is gather as much information about your credit repair score as you can. Most people do not realize that the major three credit reporting bureaus have to release copies of a person’s credit report every year. You are entitled to one free copy from each bureau every year. You can write to request a copy or you can visit and print out a copy of each report. This is vital because you need to see your report before you can attempt to tackle repairing it.

Dispute Any Disparities in Your Information

The best thing to do once you have the report is to sit down with a highlighter and take a look at your debts, collections, and other items on your report. Use one color to highlight matters you may be able to resolve such as small debts that you can potentially pay off. Use another color to highlight larger debts that you could consider wrapping into a debt settlement offer. Then take one more color and highlight anything that sounds off to you. It is important to note any disparities so that you can take care of them promptly. Anything that seems misleading, inaccurate, or unverifiable needs to be disputed.

Follow-up or Consider Hiring a Credit Repair Lawyer

When it comes to disputing an item on your credit report you can write a letter to the credit bureau stating the problem. They are supposed to reply within a reasonable time frame and if they do not are required to remove the item from your report. This is where it is extremely important to follow-up on everything you dispute. Some people prefer to hire a credit repair firm such as Lexington Law to take care of this task for them, but the choice is ultimately yours.